The materials used and displayed on our services and sites, including but not limited to text, software, graphics, directories, guides, news articles, opinions, reviews, photographs, video clips, audio clips, illustrations, profiles, and trademarks and service marks, names and logos and the like, collectively the "Content", are the property of Phoenix and its affiliates or third party licensors, are protected by trademark, copyright and other laws. You agree not to reproduce, modify, distribute, disseminate, publish, broadcast, sell, retransmit, or circulate any such material without the written consent and permission of Phoenix or the appropriate affiliate.

The Phoenix web site does not represent or endorse the accuracy, completeness or reliability of any advice, opinion, statement or other information displayed, uploaded or distributed through the web site. You acknowledge that any reliance upon any such opinion, advice, statement or information shall be at your sole risk.

Any reference on this Web Site to a hypertext link, to a specific product, process, or service, or other reference to any third party products, services, or Web Site does not constitute or imply any ownership, sponsorship, endorsement arrangement or any other relationship between Phoenix and anything found at such hypertext link or third party Web Site, including but not limited to any organization, product, process, service or other information. Phoenix will remove any hypertext link, or other reference, upon request by the owner of the Web Site to which this link references or information refers. The views and opinions expressed, with respect to any third part reference, including hypertext link, do not necessarily reflect those of Phoenix.

Phoenix makes no warranty or representation whatsoever regarding the web site or any content, advertising services or products provided through or in connection with the web site. Phoenix expressly disclaims any and all warranties, expressed or implied, including, without limitation.

Limitation of Liabilities

under no circumstances (including negligence and fundamental breach) will phoenix or anyone else involved in providing the service be liable for any direct, indirect, incidental, special or consequential damages or losses from or through the use of or inability to use the service or that result from mistakes, omissions, interruptions, delays in operation or transmission or any failure of performance, even if advised of the possibility thereof. Phoenix shall not be liable for any errors, omissions or interruption in service, whether within or outside its control. service may be temporarily unavailable for scheduled maintenance, either by phoenix or a third-party provider, or due to other causes. service may also be temporarily interrupted at any time for customer and company protection. in jurisdictions which restrict limitation of liability provisions, v2webliability will be limited to the greatest extent permitted by law. this limitation will apply regardless of the failure of the essential purpose of any limited remedy. you acknowledge that third party product and service providers advertise their products and services on the phoenix web site. phoenix forms partnerships or alliances with some of these vendors from time to time in order to facilitate the provision of these products and services to you. however, you acknowledge and agree that at no time is phoenix making any representation or warranty regarding any third party's products or services, nor will phoenix be liable to you or any third party for any claims arising from or in connection with such third party products and services. you hereby disclaim and waive any rights and claims you may have against phoenix with respect to third party products and services, to the maximum extent permitted.